No jargon, no sign-up walls. Work out the numbers that actually matter โ then watch the full breakdown on the channel.
How much do you actually need to retire? Your income minus the State Pension, ร 25.
LIVEHow your savings compare to the benchmarks for your age โ and the gap to close.
See compounding do the work โ and why starting age beats the amount.
How long a pot lasts in retirement at your spending level.
What you really keep across every UK tax band โ including the 60% trap.
The National Insurance saving most people leave on the table.
Illustrative tools only โ not financial advice. Your capital is at risk. Always do your own research or speak to a qualified adviser. Sources: HMRC, gov.uk, PLSA.
About & methodology ยท ยฉ The Base Rate ยท YouTube ยท @the_baserate