The two numbers that move almost everything else about your money: what the Bank of England charges, and how fast prices are rising. Pulled straight from the Bank and the ONS every morning, with the working shown.
3.75%
On a £200,000 repayment mortgage over 25 years, a 0.25 point move is worth about £29 a month. That assumes a lender rate one point above the base rate, which is roughly where deals sit; yours will differ.
Source: Bank of England
2.6%
Inflation decides how much your retirement number has to grow. Held at 2.6%, money left sitting still loses about 23% of its buying power over a decade.
Source: Office for National Statistics
Nothing here is scraped, estimated or bought from a third party. The base rate comes from the Bank of England's statistical database (series IUDBEDR), and inflation from the ONS CPI 12-month rate (series D7G7). A scheduled job checks both every morning and rebuilds this page only when a figure has actually moved.
If a source stops responding, we keep the last good figure and mark it as possibly out of date rather than quietly showing you a number we can no longer verify. Inflation is published monthly, so it is normal for that figure to sit unchanged for weeks.
The ONS publishes inflation monthly. The Bank of England sets rates eight times a year. On each of those mornings we send one short email: the new figure, whether it moved, and what it does to your mortgage, savings and retirement number. About twenty a year, nothing in between, and unsubscribe in one click. The next inflation date is shown above.
Illustrative, not financial advice. Figures are reproduced from Bank of England and ONS data under the Open Government Licence v3.0.