The new State Pension is built from your National Insurance years. Enter the years you have so far to see what you're on track for, and the gap to the full amount.
Your forecast = your qualifying years (capped at 35) ÷ 35 × the full new State Pension, which is £241.30 a week (about £12,548 a year) in 2026/27.
You need 35 qualifying National Insurance years for the full new State Pension, and at least 10 to get anything at all. Each qualifying year is worth roughly £6.89 a week (about £358 a year). Years come from paying National Insurance while you work, or from credits, for example while claiming Child Benefit for a child under 12 or caring for someone. You can often fill past gaps with voluntary contributions where it pays off.
This is a simplified estimate. Your official forecast can differ because it uses your full record, including any years you were contracted out and the transitional "starting amount" rules from before 2016. Always check the real figure at gov.uk/check-state-pension.
Illustrative only, not financial advice. This estimates the new State Pension from qualifying years and the 2026/27 full rate of £241.30 a week. Your official forecast may differ (contracting out, pre-2016 rules, National Insurance gaps). Check the real figure at gov.uk/check-state-pension and do your own research or speak to a qualified adviser.
See the whole picture with The Retirement Number and Will My Money Last?